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BWHDx

Building & Leading the Future of Financial Technology

Technology executive with deep expertise in payment systems and blockchain architecture. Leading innovation at the intersection of traditional finance and Web3.

Benedict Speaking

About Me

I'm a technology leader who's spent my career at the intersection of finance and innovation. My journey began in traditional finance, building payment systems for global banks, and has evolved into pioneering blockchain and decentralized financial solutions.

Product Vision

I specialize in transforming complex financial systems into user-centric products. From traditional card services to cutting-edge blockchain platforms, I focus on building products that solve real problems while maintaining the intricate balance between innovation and reliability.

Technology Leadership

With deep roots in payment systems and financial technology, I've led teams across the full spectrum of finance - from traditional banking infrastructure to decentralized systems. My expertise spans cards, payments, banking systems, and blockchain architecture, with a focus on creating environments where people thrive.

Financial Innovation

I bridge the gap between traditional finance and emerging technology. Having worked with industry leaders like JPMC and AMEX, and now building next-generation financial systems, I understand both the complexities of established financial infrastructure and the possibilities of blockchain innovation. This includes co-inventing a patented real-time B2B payment system.

Recent Impact

  • Built and scaled a $150M blockchain ecosystem
  • Grew community to 45K+ users with minimal marketing
  • Led multiple concurrent product teams across global markets
  • Pioneered new payment and loyalty systems
Benedict Dixon

Financial Technology Journey

Web3 Financial Innovation

Leading Next-Generation Financial Infrastructure

Product Strategy
Technology Leadership
Ecosystem Development

Blockchain & DeFi Leadership

  • Voi Network — Chief Ecosystem Officer

    Leading L1 blockchain development and ecosystem growth

    Product Strategy Payment Systems Ecosystem Building
  • Nettle — Chief Technology Officer

    Pioneering decentralized payments and loyalty systems

    Product Strategy Payment Systems Loyalty Programs
  • Pound Token — Chief Technology Officer

    Developing stable token infrastructure for GBP

    Product Strategy Financial Instruments Currency Systems
  • Yetti — Chief Technology Officer

    Innovating SMS-based decentralized payments for emerging markets

    Product Strategy Payment Innovation Financial Inclusion

Traditional Finance & Payments

Enterprise Financial Technology Experience

Payment Systems
Financial Products
Card Networks

Financial Systems Architecture

  • Icon Solutions

    Developed real-time payment solutions for major global banks and optimized high-demand transaction systems at scale

    Real-time Payments Banking Systems
  • MAIA/Fulcrum

    Developed hedge fund operations product covering back, middle, and front office, with user-driven iterative improvements

    Trading Systems Financial Operations
  • American Express

    Led R&D projects focused on customer acquisition and developed user engagement systems

    Card Services Loyalty Systems
  • JPMorgan Chase & Co.

    Co-invented patented real-time B2B payment system and developed global payment infrastructure

    Investment Banking Global Payments

Technical Foundation

Computer Science & Computing

First Principles
Systems Architecture
Software Engineering

University of Bath

Computer Science — Top 5 UK

  • Distributed Systems
  • Cryptography
  • Networks
  • Machine Learning

Areas of Expertise

Payments & Cards

  • Real-time Payment Systems
  • Card Processing & Services
  • Cross-border Transactions
  • Payment Network Architecture

Financial Technology

  • Blockchain Architecture
  • Banking Infrastructure
  • Digital Asset Systems
  • Security & Compliance

Product Leadership

  • Product Strategy & Vision
  • Team Leadership
  • Technical Architecture
  • Market Development

Featured Projects

Voi Network

Chief Ecosystem Officer (Formerly CTO)

  • Architected $150M blockchain ecosystem
  • Grew community to 45K+ users
  • Led 5 concurrent product teams

Nettle

Chief Technology & Product Officer

  • Architected integrated financial ecosystem
  • Developed novel multi-currency payment system
  • Created innovative loyalty system

Pound Token

Chief Technology Officer

  • Led strategic product migration reducing costs by 94%
  • Guided product strategy through successful acquisition
  • Designed zero-downtime transition strategy

Yetti

Chief Technology Officer

  • Created blockchain banking for emerging markets
  • Developed SMS-based financial services
  • Pioneered digital banking solutions in Nepal

Services

Product Strategy

  • Product-Market Fit Analysis
  • Go-to-Market Strategy
  • Product Portfolio Optimization
  • Value Proposition Development

Technology Advisory

  • Technical Architecture Review
  • Technology Stack Selection
  • Scalability Planning
  • Web3 & Blockchain Strategy

Leadership Expertise

  • Team Structure & Development
  • Stakeholder Management
  • Strategic Planning
  • Change Management

Global Adventures

50+ Countries Explored
3 Major Expeditions
London to Mongolia

London to Mongolia

Classic car expedition across continents, covering 12,000 miles through 20 countries.

  • 12,000 Miles
  • 20 Countries
  • 100 Days
Cross-India Journey

Cross-India TukTuk Challenge

Adventure through diverse landscapes of India, from bustling cities to remote villages.

  • 2,000 Miles
  • 10 States
  • 14 Days
Sahara to Ocean

Sahara to Ocean

Epic journey across Morocco's varied terrains, from desert dunes to Atlantic coast.

  • 2,000 Miles
  • 4 Terrains
  • 10 Days

Get in Touch

Interested in discussing technology leadership or product strategy?